Protection

How can Title Insurance protect you?
​Title insurance protects homebuyers and lenders from financial loss sustained from defects in a title to a property. 

The most common type of title insurance is lender's title insurance, which the borrower purchases to protect the lender. The other type is owner's title insurance, which is often paid for by the seller to protect the buyer's equity in the property.

In the event someone challenges your title, the title insurance underwriter will defend your title and pay all related costs and loss in property value that might ensue, up to the limit of your policy.
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The most common claims filed against a title are back taxes, liens, and conflicting wills.
Policies

How are policies issued?
Policies are issued based upon a search and review of the public land records and other relevant documents. A thorough examination is performed to determine title ownership and any other matters affecting the property title and use of that property. Items that may affect a title include easements, restrictions, rights of way and judgment liens.​
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